Personal Financial Planning

Series
Financial Times
Author
Debbie Harrison  
Publisher
Pearson
Cover
Softcover
Edition
1
Language
English
Total pages
414
Pub.-date
November 2004
ISBN13
9780273681014
ISBN
027368101X
Related Titles


Product detail

Product Price CHF Available  
9780273681014
Personal Financial Planning
74.20 approx. 7-9 days

Description

The first dedicated textbook for undergraduate students studying courses in personal finance.  Covering both theory and practice, Personal Financial Planning goes beyond existing product-based regulatory guidebooks and consumer guides to personal finance. This book enables students to gain a greater breadth and understanding of all aspects of personal finance from both an academic and practical perspective.

The author combines technical detail with a discursive analysis of the economic, social and regulatory environment in which financial planning, as a blend of services and products, is delivered in the first decade of the twenty-first century.

Features

  • Helps the reader to identify and understand trends and causes of financial crises that could impact on their own personal finances.
  • Provides comprehensive coverage of technical issues in an accessible format, combined with practical worked examples. This will give the reader confidence to tackle his/her own financial calculations.
  • Discusses each topic within the economic, fiscal and regulatory environment - enabling the reader to maintain a clear overview of the financial services market, while simultaneously learning the necessary detail.
  • Case study material and exam-style questions from a wide and varied range of sources, provide stimulating challenges for students.

Table of Contents

PREFACE
ACKNOWLEDGEMENTS
HOW TO USE THIS BOOK
PART ONE: THE SOCIAL, ECONOMIC, AND REGULATORY FRAMEWORK FOR FINANCIAL PLANNING
1. The principles of modern financial planning
2. The economic and regulatory environment
3. Market fundamentals
4. Asset classes and investment styles
5. Asset allocation in portfolio construction
6. Performance measurement and monitoring
PART TWO: PUTTING THE THEORY INTO PRACTICE
7. Protection insurance
8. Banking and debt
9. Savings
10. Gilts and bonds
11. Equities
12. Collective funds 1
13. Collective funds 2
14. Tax-efficient wrappers and administration platforms
15. Ethical investments, pensions and banking
16. Tangible (alternative) assets
17. Property
18. Lloyd's of London
19. Taxation
20. Education fee planning
21. State pensions
22. Defined benefit occupational pension schemes
23. Defined contribution schemes and plans
24. DC funds and the retirement income
25. Working and retiring abroad
APPENDICES

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Back Cover

"A veritable gold mine of useful information." Janet Walford, Editor of Money Management

"The author's deep knowledge and wide experience, developed over many years as a top financial journalist, provide a wealth of information.  Lecturers will find the author's style and the Companion Website highly appropriate to modern teaching methods."  James Mallon, Napier University

"Extremely comprehensive, bang up-to-date, very readable with complex issues covered in a very straightforward way."  Professor David Blake, Director of the Pensions Institute, Cass Business School

"Debbie Harrison is one of Britain's most knowledgeable writers on personal finance.  This book combines clarity with practical examples, a must for anyone who is seriously interested in achieving or maintaining healthy personal finances."  Kevin Brown, Personal Finance Editor, Financial Times

"An excellent book which should be on every student's bookcase.  Very logical, easy-to-read with a good mix of discussion, theory and practice.  Activities and questions help students to confirm their understanding and to apply the particular theories in real situations."  Bob Davidson, Glasgow Caledonian University

The first dedicated textbook for undergraduate students studying courses in personal finance. Covering both theory and practice, this book goes beyond existing product-based regulatory guidebooks and consumer guides to personal finance.

A key social and economic objective for everyone in the UK is that we should all achieve financial independence and security throughout our working lives, and should save sufficient funds to continue that independence and security throughout retirement. It is therefore crucial that we all understand our own finances, and are able to plan effectively for the future. Personal Financial Planning: Theory and Practice provides a unique insight into the delivery of personal financial planning in the 21st century.

KEY FEATURES

  • Helps you develop an understanding of the changing needs of individuals within modern society - identifying trends, understanding the causes and impacts of financial crises, and developing a questioning outlook.
  • Provides comprehensive coverage of technical issues in an accessible format, combined with practical worked examples.
  • Discusses each topic within the economic, fiscal and regulatory environment - enabling you to maintain a clear overview of the financial services market, while simultaneously learning the necessary detail.
  • Case study material and exam-style questions from a wide and varied range of sources, provide stimulating challenges.

Debbie Harrison is a financial author and consultant, regular contributor to the Financial Times, and Senior Visiting Fellow of the Pensions Institute. She brings 20 years' experience of the financial services market, and is also author of a number of consumer books on personal finance published by Pearson Education.


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