Description

One of the most important financial plans you can have is saving and investing for your retirement. Quite simply, the success of this plan determines whether you’re going to live comfortably after you stop working.

The Financial Times Guide to Saving and Investing for Retirement will lead you through a bewildering maze of financial tools and provide advice on crucial investment decisions. It provides everything you need to know about how to save and invest so that you can successfully plan for your retirement. It is packed with invaluable information on taxes, ISAs, pensions, investing across different assets and buying property.

The Financial Times Guide to Saving and Investing for Retirement will help you:

• Identify your financial objectives and work out how to achieve them
• Learn how to invest for a specific goal and time
• Find out about taxes and other rules that may impact your wealth
• Understand why it’s essential to be actively involved in managing your post-work income 

‘A comprehensive framework for savings, investment and consumption in the real world - a must read for every individual.’

Prof. Narayan Y. Naik, Professor of Finance & Co-Head of Finance Department, London Business School

'Yoram Lustig cuts through the noise to give you the practitioner’s insight on developing and implementing a robust financial plan'

Nick Bartlett, CFA, Director of Education, CFA UK

‘Anyone whether they are 20, 60 or 80 should read this book. It will make retirement much more financially enjoyable.’

Lawrence Gosling, Founding Editor of Investment Week and Group Editorial Director of Incisive Media, which is the publisher of Professional Pensions

Features

One of the most important financial plans you can have is saving and investing for your retirement. Quite simply, the success of this plan determines whether you’re going to live comfortably after you stop working.

The Financial Times Guide to Saving and Investing for Retirement will lead you through a bewildering maze of financial tools and provide advice on crucial investment decisions. It provides everything you need to know about how to save and invest so that you can successfully plan for your retirement. It is packed with invaluable information on taxes, ISAs, pensions, investing across different assets and buying property.

The Financial Times Guide to Saving and Investing for Retirement will help you:

• Identify your financial objectives and work out how to achieve them
• Learn how to invest for a specific goal and time
• Find out about taxes and other rules that may impact your wealth
• Understand why it’s essential to be actively involved in managing your post-work income

Benchmark

Table of Contents

Foreword  

1.   Why should you save for retirement?

2.   Saving for your retirement

3.   Investment outcomes  

4.   Investment risk

5.   Investment constraints

6.   Investment strategy

7.   Lifecycle investing  

8.   Asset classes   

9.   Traditional investments

10. Alternative investments   

11. Residential real estate  

12. Investment historic performance

13. Diversification  

14. Expected return and risk  

15. Strategic Asset Allocation

16. Behavioural finance

17. The economic cycle   

18. Tactical Asset Allocation

19. Choosing investments  

20. Investment vehicles

21. Managing your portfolio   

22. Managing risks 

23. Reviewing  

24. Your financial life plan

Acknowledgements

About the author

Back Cover

One of the most important financial plans you can have is saving and investing for your

retirement. Quite simply, the success of this plan determines whether you’re going to live

comfortably after you stop working.

The Financial Times Guide to Saving and Investing for Retirement will lead you through

a bewildering maze of financial tools and provide advice on crucial investment decisions.

It provides everything you need to know about how to save and invest so that you can

successfully plan for your retirement. It is packed with invaluable information on taxes,

ISAs, pensions, investing across different assets and buying property.

The Financial Times Guide to Saving and Investing for Retirement will help you:

• Identify your financial objectives and work out how to achieve them
• Learn how to save and invest for a specific goal and time
• Find out about taxes and other rules that may impact your wealth
• Understand why it’s essential to be actively involved in managing your post-work
• income

Author

Yoram Lustig is a multi-asset portfolio manager and an author. He has been professionally managing assets since 2002 and writing since 2012. In 2013 he joined AXA Investment Managers as Head of Multi-Asset Investments UK and has been managing AXA IM Smart Diversified Growth Fund since its launch in April 2014. From 2009 to 2012, Yoram was Head of Multi-Asset Funds at Aviva Investors, leading the multi-asset team and managing a range of multi-billion pound, multi-asset portfolios, focusing on institutional investors. From 2002 to 2009 he was head of portfolio construction at Merrill Lynch, managing multi-asset discretionary portfolios, focusing on wealthy individuals.